Arthunnati Complete Secure Modern Co-operative Bank Management System

Arthunnati
To meet the needs of the people and speed up the operations of Patsanstha, MicroStop has developed the Arthunnati Patsanstha software. This software will help streamline and simplify both office and customer operations.
With MicroStop’s Arthunnati Patsanstha software, all tasks within a Patsanstha can be efficiently managed on a computer in an easy and organized manner. Our Patsanstha software automates key tasks, increases productivity, and ensures excellent service for both administrators and customers.
This Patsanstha management solution offers comprehensive features for faster processing, easy data management, and excellent customer service. By integrating Arthunnati software for Patsansthas, you can improve efficiency, reduce manual errors, and provide faster service to your customers.
Special Features of "Arthunnati" Software
All Facilities for Daily Transactions
All Essential Records and Reports for Patsanstha’s Daily Transactions
Compatible Operating System
Operating systems running on modern software such as Windows 10, Windows 11, Linux, Windows Server 2013, Windows Server 8, Windows Server 12
Online Multi-user System
By using computer-based systems and the skills of employees, organizations can improve productivity and efficiency
Secure Database
Oracle Database based on Windows system, which is advanced and secure
Modern Import/Export
Import and Export in various formats (DOC, HTML, TXT, etc.)
Modern Reporting
After transaction entries, scroll, trial balance, profit and loss statement, and balance sheet can be viewed
Use of Modern Technology
Facilities of modern technology such as scanner, camera, printer, and ATM machines
Modern Transfer Facilities
Inclusion of facilities such as NEFT, RTGS, DD
Fast Backup and Restore
Extremely Fast Backup and Restore Facility
Arthunnati System's Methodology, Scope, Objectives, and Information Tables and Forms

Simple Menus and Reports
In computers working in a manner like Windows (10, 11) or Linux, easy-to-use menus, sections, and reports are available for work

All account information in one place
Account holder names, account numbers, signatures with photos, account balance, and special instructions on the account can be viewed in one place

Transaction registration after officer's approval
All transactions are recorded only after the officer's approval, which ensures accuracy and control in the work

Information based on a single number
Since all information of each account holder is based on a single number, there is no need to write it repeatedly

Important documents available quickly
Daily expenses, profit and loss, transaction records, and other important information can be obtained quickly every day

Printing facility
All types of certificates, dividend proofs, savings deposit receipts, money transfer documents, passbooks, notices, etc., can be printed on the printer. All of these are available in both Marathi and English

Interest and payments verification
Interest on all types of loans, payable interest on deposits, and interest on savings accounts can be withdrawn instantly at any time

Daily transaction backup
A backup of all transactions made daily is taken. The record of each transaction is kept, and this information quickly appears in the account documents

Opening new accounts and viewing information
Opening new accounts, account number, account balance, all transactions, signature and photo viewing, checking interest on deposits and loan installment information

Lists of borrowers and defaulters
Lists of borrowers, guarantors, and defaulters are available categorized by department, date, director's recommendation, village, or pin code

Computerized cashier department
Record of all transactions of the day, notes received, total cash balance, and total payments made is immediately available

Money transfer process
When transferring money, it is checked whether the amount sent is the same as the amount received. The record is made only if both match. Additionally, it is possible to give money to multiple people or receive money from multiple people at the same time
Reports, tables, and forms
All these reports and forms help in tracking the various financial activities of the institution. By maintaining consistent records of members’ account information, loan distribution, overdue analysis, and daily transactions, the process becomes more streamlined
List of accounts and transactions
Tables of all account information, daily interest, penalties, waived interest, service charges, and stationery charges
New and closed accounts
List of newly opened accounts, closed accounts, accounts with irregular transactions, and accounts with excessive withdrawals
Outstanding and Loan Report
Various Outstanding Reports, Classification of Approved Loans, as per Tenure, and NPA Accounts
Loan Disbursement and Deposit Collection
Loan Disbursement, Deposit Collection, and Women Loan Distribution Reports, as well as Loan Amount-wise Classification and Graphical Analysis
Arthunnati Software: Comprehensive Financial Management
Our software provides easy financial management for various departments. Integrated facilities to assist in functions such as Members, Savings, Deposits, and Small Savings. All data is available in Marathi to simplify management of Shares, Loans, Interest Calculation, and Agent Commission
Member Department
Our software provides the facility to create a list of members, which can be filtered based on various criteria (Name, Membership Number, Director Recommendation). Share Certificates, Loan-linked Shares, Share Transfers, and Dividend Calculation can be managed easily. Automatic classification of dividends into loan accounts, as well as generating labels for member photos, signature samples, name, and address, is possible. All operations can be performed in Marathi
Savings and Current Account Department
This department allows the maintenance of account holder information and records of daily transactions. The facility for minimum balance and standing instructions on the account, cheque book facility, and half-yearly interest on savings accounts are available. Account charges, signature, and photo facilities are provided, and the account statement can also be easily obtained
Deposit Department
This department allows the maintenance of depositor information, fixed deposit receipt printing, interest calculation on maturity and premature withdrawal, as well as classification based on deposit rates and tenures. A list of matured deposits and a list of withdrawn deposits can also be generated. The facility to deposit interest on deposits to the account, collateral for deposits, and provision for interest on long-term deposits, as well as TDS facilities, are available. All transactions can be performed in Marathi
Small Savings Department
In the Small Savings Department, information about agents and their account holders is managed. This includes facilities for daily payments by agents, transfers to accounts with monthly, fortnightly, and weekly reports. Additionally, withdrawal on small savings deposits, interest calculation on deposits, and agent commission based on deposit collection are processed. Management facilities are available through interfaces like Balaji, Sai Balaji, and Representative Pigmy Machine
Transaction Facility in Two Sessions
Arthunnati Software enables the recording of daily transactions in two separate sessions, especially for running branches. Different scrolls, day book, keyboard, and printing facilities are available according to the sessions. Additionally, reports required for all types of cooperative institutions and the Reserve Bank can be generated. Important facilities such as deadstock investment register, account reconciliation, and locker module are also included. Moreover, the integration of trial balance and balance sheet is made easy
AR Office Reports

- CRR / SLR
- ABR / ALR
- CRAR (A and B type)
- Slab-wise Report
- Comparative CD Ratio
- CD Ratio
- MIS
- Active / Inactive Shares
- Outstanding by Amount
- Annual Report (Sample 22 to 27)

Arthunnati App
Arthunnati is a smart and efficient collection app designed to simplify daily deposits for agents and financial institutions. It makes the process of collecting, managing, and tracking customer payments easier, ensuring secure and hassle-free transactions. With real-time analytics, automated reports, and an easy-to-use interface, the Arthunnati app makes financial collection more simple and transparent for agents.

Scan the QR Code to download the Arthunnati App
Download the app from Google Play Store
Frequently Asked Questions
Arthunnati’ is a complete software solution developed by Microstop, which makes the operations of credit societies (cooperative banks) faster, more efficient, and consistent. With the help of this software, credit societies can manage their daily operations, accounts, loans, deposits, transactions, and other financial tasks in a simple and accurate manner
Arthunnati’ software is primarily supported on Windows (10, 11) and Linux-based operating systems. It works on both major platforms, making it easy to use on various types of computers. This makes it convenient and flexible to use the software across different institutions
‘Arthunnati’ software is designed to automate various tasks. Member management, transaction processing, report generation, and recording of other important tasks are automated. This reduces manual work and increases efficiency. Managing member information and accounts becomes easier and faster. All financial transactions are processed quickly and accurately, which reduces errors in the work. Various reports, such as profit and loss, outstanding, and loan distribution, are easily generated, which are useful for decision-makers. These features allow employees to focus on more important tasks, leading to improvements in the organization’s operations
Yes, ‘Arthunnati’ can generate various reports, such as financial statements, balance sheets, profit/loss accounts, member transaction details, and other important reports. These reports can be exported in various formats like DOC, HTML, TXT, and can also be printed directly
Yes, ‘Arthunnati’ software is easy to use for employees. It has a user-friendly interface that allows employees to easily perform various tasks. All the necessary menus, departments, and reports are readily available in the software, making it easy for new employees to learn and use it. This makes the workflow simpler and more efficient
‘Arthunnati’ software offers high-level security features. It includes security measures like data encryption, password protection, user authentication, and access control. In this software, only authorized users are granted access to specific data and functions. This ensures that sensitive information remains secure and unauthorized access is prevented. Additionally, the regular backup system of the software reduces the risk of data loss
Yes, ‘Arthunnati’ software can handle large volumes of data and transactions. The software processes large amounts of data with high efficiency and handles multiple transactions simultaneously. This makes it suitable for use in large cooperative institutions seamlessly and accurately
Yes, ‘Arthunnati’ software has backup and restore options. Users can regularly back up their data, allowing it to be restored in case of data loss or system failure. This ensures that important information in the software remains secure
Yes, ‘Arthunnati’ software supports multi-user access. This allows multiple users to access the software simultaneously and perform various tasks. Each user is granted access to different features based on their permissions, which helps streamline the organization’s operations
Yes, there is a support team available for ‘Arthunnati’ software. A dedicated team is available to assist users with any software-related issues, technical difficulties, or queries they may have